Rocky Mountain Valuation Services is the company you should trust when it comes to foreclosures in Eagle County

When dealing with a house in foreclosure, you should recognize market value versus a "quick disposition" price to know your possible charge-off liability. We can provide both snapshots of market value for our mortgage lending clients, as well as "quick sale" forecasts that respect your time line.

	You need a company who has the qualifications to work with the unique dynamics of a foreclosure appraisal. For a company you can count on, contact Rocky Mountain Valuation Services.

Owners of houses in foreclosure might be uncooperative to allowing an inspection of the home, thus presenting specific challenges. Sometimes the subjects show signs of vandalism, unfortunately by the residents. Or, it's likely you'll find the residents have moved out or the home neglected for long periods of time.

For a home that has returned to bank owned, you likewise will be seeking a fast resolution. In any case, you'll still want to consider three angles for figuring the value of the subject property:

• As Repaired. Possible market value with the repairs needed to make the home marketable at full market value - consistent with competing homes in the neighborhood
• As-is. The value of the house without any work done to it
• Quick sale. Somewhere in the middle, with minor investment in repairs - to sell the home quickly, possibly to someone who'd prefer to finish the job themselves