Ordering an appraisal from Rocky Mountain Valuation ServicesTo many, an appraisal is simply a line item on the break-sheet for a mortgage or refinance. Nearly all lenders still call in a local expert because the stakes are very high, even though there are a budding number of automated home valuation systems that may seem more prudent than an appraisal. You might believe that getting a mortgage is the only reason to acquire an appraisal, but there are more times when the services of a licensed, independent real estate professional could be beneficial.
Appeal your tax assessment in Eagle CountyIt's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Ad Valorem taxes are based upon a past assessment of your house, so if prices are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from Rocky Mountain Valuation Services is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment.How can you do away with PMI to lower your mortgage payment?When the amount being loaned to the homebuyer is more than 80% of the actual value of the home, most lenders ask home buyers to buy an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this extra payment is lumped into the monthly mortgage payment and is promptly forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.If you'd like to eliminate PMI, Rocky Mountain Valuation Services can give you a statement regarding the value of your home. The price you paid for the appraisal can usually be offset in just a few months because you'll no longer be paying the PMI. Settling a divorce with less stress with an appraisal from Rocky Mountain Valuation ServicesA divorce can be an especially daunting experience for both parties, and it is often more complicated by the difficult decision of who keeps the property. It's a good idea to get an appraisal from Rocky Mountain Valuation Services so both parties are entirely aware of the true market value of their property, regardless of the circumstances.If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment. Accurate and fair estate liquidation with help from Rocky Mountain Valuation Services Settling an estateLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these matters. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the precise value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Rocky Mountain Valuation Services can assist you in relocating to or from Eagle CountyWe understand the stress associated with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough process, we encourage employees that are moving to provide remarks on the positive characteristics of their property, as well as information regarding any current sales or listings in their area that they want considered.Sell your home quickly at the right price with an appraisal from Rocky Mountain Valuation ServicesA professional appraisal can help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to finish the appraisal report and and aren't related to the sales price.We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes are one the market. |
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